I need money today – many of us have said this sentence at least once in our lives. Sudden expenses, urgent trips or unplanned weddings all made us squirm. And then one only wants to know how to get the money as soon as possible. Money can be borrowed from loved ones, but it can endanger your relationship.
Many have sworn that nothing will change, but everyone knows at least someone who doesn’t talk to family members for money.
Borrowing money from family or friends
Usually involves some, sometimes unpleasant, issues. They wonder what you spent money on and how much you earn if you have to borrow money. This is why an increasing number of people are still opting for loans from banks and lending companies.
I need money today does not necessarily mean that we are ready to listen to the talk before we really get it. However, if you do take that step, regulate everything legally and treat the loan in the same way as lending from financial institutions.
It is best to draw up a contract and have it certified by a notary public. The contract implies that the agreed amount, repayment period and interest are agreed. A formal agreement will force both parties to abide by it, while protecting the private relationship. If everything is regulated, you are less likely to end up fighting.
What do financial institutions say?
Those who do not want to deal with the issues closest to them are spending money on and why they have not returned it, they can always borrow money from banks and credit houses. They respond best to the sentence “I need money today.” In their range of financial products, banks offer cash loans and loans that a customer can obtain in the short term and repay equally quickly.
The problem is that the client has to handle most of the paperwork in the office, while the credit companies do their business exclusively online.
But banks have an ace up their sleeve that offers a solution to the cry “I need money today,” which is a current account overdraft. It is approved by banks at the client’s request, some of them without request and in accordance with the client’s income.
Credit companies offer short-term loans
Borrowings and loans that the client can obtain within 24 hours of submitting the application at the latest. They realize when a customer says ” I need money today, ” that it means as soon as possible. Payments are usually made within 15 minutes if the complete documentation is submitted.
The documentation is minimal and includes a copy of your ID card and current account card. When choosing a loan, it is only important that it has a legitimate business in Croatia. I need money today – it means you’re in a hurry, which could result in a mistake.
Many choose to pay off their hands and have no contract just because they need it urgently. They do not think at any given moment what may be the affliction of them all. Such a business opens up various opportunities for fraud and fraud. Both sides can claim that they have not even borrowed money, that they have taken a smaller sum of money or that they have already repaid their debt, although this is far from true.
Before borrowing, you should be informed and ask for as many offers as possible so you can decide on the one that works best for you. Do not let the rush lead you in the wrong direction.